Care Reform 2027: Childless to Pay €152 More Per Year

TVS News AI, editorially supervised, presents Care Reform 2027: Childless to Pay €152 More Per Year.

The long-term care insurance system is facing a reform – and it hits one group clearly harder than others. According to the plans known so far, insured individuals without children are to pay around €152 more per year from 2027 than before.

Are you wondering what that means for your wallet? Or whether you as a mother or father might even benefit? We summarize what is known so far about the 2027 care reform – and what the higher contributions have to do with taxes and pensions.

What's clear is: childless individuals already pay more into long-term care insurance today. Politicians want to raise this surcharge again in 2027. At the same time, the reform package includes benefits for parents – in taxes and in pensions.

What specifically changes in 2027 for childless individuals?

Those who have no children today already pay a surcharge on long-term care insurance. According to the plans known so far, this surcharge is to rise again from 2027 – by around €152 per year. This widens the gap between the contributions of parents and childless individuals.

What benefits do parents receive for taxes and pensions?

Parents are to receive benefits as part of the care reform – both in tax and pension law. Childless individuals will thus bear a larger share of care costs in the future, while parents are to be relieved.

What does the reform mean for you personally?

If you have no children, you can expect a higher care contribution in 2027 – around €152 more per year. If you are a mother or father, you could benefit in return through taxes or pensions.

Until 2027, however, a lot can still change in the details of the reform – political consultations are still ongoing.